U.S.A. Healthcare - The American Dream ?

With the 2008 elections on their way, each candidate has their own strategy to want to improve the health care in the U.S. In a country where almost EVERYTHING is possible and that still draws many migrants, be they legal or illegal to achieve the "American dream", it sure has a bad reputation when it comes to health insurance.

I happened to watch Oprah today, the show was about the movie Michael Moore had made called "Sicko". The movie has caused quite a controversy, not only by its candor but by bringing the many problems that the American health care system has out into the open for all to see and hear. There are 50 million people in the States who aren't insured, that's huge don't you think?

Here in Europe, especially in the Benelux, health care is the same for everyone. Whether you are the son of the garbage disposal man or the son of the C.E.O., you will be treated the same. Of course, we have the opportunity to pay for additional private insurance, but this isn't really necessary, unless you prefer, for example, to have a private room when staying in hospital.

The average we pay annually for health care is +/- €100,00 ($ 130,00) PER family. When we visit a G.P. , we receive an invoice which we deliver to the health care company we CHOSE to be insured with, and we receive approx. 75% back from what we paid the G.P. in the first place. Medicine prescribed by the doctor is also 70% - 90% of what you would pay if you weren't insured. The same applies for specialists (though this may be 65% depending on what he/she is specialized in). Everyone, young and old, has a special card which looks like a credit card. It has the details of the person on the computer chip, and is used whenever we have to enter hospital or buy things at the pharmacy. It basically shows that our medical history is up to date and that we are insured.

You cannot NOT be insured here, that's how easy and fair it is.

There is a difference however, when it comes to being self-employed. The annual payments are higher then, and you have to choose between basic health care and all inclusive health care, but the amount also depends on how much you earn. Yet even then the annual payments are between €750,00 ($900,00)- €1500,00 ($1800,00) per year which I believe is a lot less than the average self-employed American has to pay.

As powerful as the U.S. is, maybe its time they learned from the smaller, somewhat "insignificant" countries on how to truly care about their citizens. To me, there are 50 million reasons for doing so. Let's hope that one of the presidential candidates did their homework and listened to what Michael Moore had to say.